Portfolio Management

Learn about diversification, asset allocation, rebalancing, risk, and other aspects of portfolio management.

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What to Know About Artificial Intelligence (AI)

Advances in AI technology have the potential to fundamentally alter our lives. A Schwab expert and a Harvard professor discuss what the future of AI could mean for investors.

Retirement Income

How to Make Your Money Last in Retirement

Find out the key steps that make up any retirement income plan. The best way to implement it depends on how involved you want to be.

Retirement Income

How to Plan Your Retirement Withdrawal Strategy

After spending decades saving for retirement, you may feel a little uneasy when it comes time to start withdrawing and living off that money. What can you do to make it last?

Retirement Income

How to Pay Yourself in Retirement

Learn why retirement income planning is critical and how to put a sensible, sustainable plan in place.

Retirement Income

3 Retirement Income Challenges You Might Not Expect

Turning your retirement savings into a steady stream of income can be tricky. Here are three challenges to plan for.

Retirement Income

What Should Your Retirement Portfolio Include?

As your goals change, so will your portfolio. But you need to strike the right balance.

Portfolio Management

Managing an Options Portfolio | 1-29-25

In this webcast we discussed looking at your whole portfolio and its Greeks in order to help decide on appropriate options positions.

Investments

Schwab's 2025 Long-Term Capital Market Expectations

Continuing last year's trend, our 2025 outlook shows fixed income benefiting from high rates, while equities face a narrowing edge over risk-free investments.

Portfolio Management

Portfolio Management Checklist

Checking in on your portfolio at least once a year can help you make sure your investments are helping you accomplish your goals. Here's a checklist to see how your portfolio stacks up.

Margin

Understanding Portfolio Margin

Qualified traders have access to portfolio margin, which can offer a way to increase a trader's available budget.

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

Investing involves risk, including loss of principal. Hedging and protective strategies generally involve additional costs and do not assure a profit or guarantee against loss.

Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the options disclosure document titled "Characteristics and Risks of Standardized Options" before considering any option transaction. Supporting documentation for any claims or statistical information is available upon request.

With long options, investors may lose 100% of funds invested.

Covered calls provide downside protection only to the extent of premiums received, and prevent any profitability above the strike price of the call.

Cryptocurrency- related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.

Futures, futures options and Forex trading involves substantial risk and is not suitable for all investors. Please read the Risk Disclosure Statement for Futures and Options prior to trading futures products.

Forex trading involves leverage, carries a substantial level of risk, and is not suitable for all investors. Please read the Risk Disclosure for Forex.

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