Saving for Retirement

Learn how much you may need to retire, how tax-advantaged retirement accounts work, and more

Plan your retirement

Retirement

Saving Plans: IRA vs. 401(k)

We break down which retirement accounts—IRAs or 401(k)s—may be right for you.

March 28, 2025 • Rob Williams

401(k)

When to Start Saving to Retire

Some pros say your early investing years are among the most critical, which can start with setting up a 401(k). Learn how to start saving for retirement.

March 13, 2025

Health Care

Potential Benefits of an HSA

Health savings accounts (HSAs) are for more than just routine medical expenses. By investing a portion of your account, you can potentially grow your funds tax-free.

March 12, 2025

IRA

Choices Beyond a Roth IRA

If you're interested in contributing to a Roth IRA but your income exceeds IRS limits, you still have options to save for retirement in a tax-smart way.

March 11, 2025

Retirement

Contribution Limits for 2025

Under the SECURE 2.0 Act, catch-up contributions for older workers get a boost this year. Here's a look at what else is new for contribution and gifting limits in 2025.

March 07, 2025

Prioritize your finances

Budgeting

Wedding Guest Sticker Shock?

With the cost of clothes, gifts, and travel, being a wedding guest could blow your budget. It doesn't have to. Here's how to enjoy the party and help avoid the financial pain.

February 05, 2025

Budgeting

Take the No-Spend Challenge

The no-spend challenge has gone viral with Millennials and Gen Z, but it could work for anyone who wants to take control of their money. Consider trying it for 30 days.

January 22, 2025

Financial Planning

9 Steps to a DIY Financial Plan

A financial plan doesn't require that you have a lot of money—and it doesn't have to cost you a penny. Follow these 9 steps.

January 08, 2025

Learn investing basics

Investments

How to Prepare for Inflation

With a new administration and government policies on the horizon, investors may be concerned about inflationary impacts. Learn some ways you could prepare your portfolio.

March 11, 2025

Cryptocurrency

What is Cryptocurrency?

Interest in cryptocurrencies has soared in recent years. Understandably, investors have questions—here are answers to some of the most common.

March 11, 2025

Taxes

Direct Indexing Tax Guide

Direct indexing has the potential to boost after-tax returns for investors seeking a more tax-efficient portfolio. Here's what to consider before implementing this tax strategy.

March 07, 2025

Investments

Where to Find Yield Now

The Federal Reserve's recent rate cuts have investors wondering where they can find yield now. Here are a few income-generating investments worth considering.

March 07, 2025

Technical Analysis

RSI for Long-Term Holdings

Relative strength index is often used by traders to determine when to buy or sell a stock. Here's how long-term investors can put it to work in their own portfolios.

March 07, 2025

Investments

What to Know About AI Now

Advances in AI technology have the potential to fundamentally alter our lives. A Schwab expert and a Harvard professor discuss what the future of AI could mean for investors.

March 07, 2025

Automate your investing

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Portfolio Management

What's Dollar-Cost Averaging?

Robo Advice

Investing With a Robo-Advisor

Robo Advice

What Is a Robo-Advisor?

Robo Advice

How Do Robo-Advisors Work?

Robo Advice

Robo-Advisors and Emotions

Manage your portfolio

Investments

Capital Market Expectations

Continuing last year's trend, our 2025 outlook shows fixed income benefiting from high rates, while equities face a narrowing edge over risk-free investments.

January 03, 2025

Financial Planning

Financial Resolutions

Here are five steps we encourage all investors to consider taking to help boost their financial fitness at any time of the year.

December 12, 2024

Risk

Assessing Your Risk Tolerance

How much risk can you really handle? The answer may surprise you.

December 02, 2024

Explore more topics

IRA 401(k) Taxes Investments Trusts Wills Portfolio Management Rebalancing

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

Investing involves risk, including loss of principal.

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