Saving for Retirement

Learn how much you may need to retire, how tax-advantaged retirement accounts work, and more

Plan your retirement

401(k)

Roth 401(k) Considerations

With their tax-free earnings and large contribution limits, Roth 401(k)s could be a useful addition to your retirement-savings toolbox.

December 20, 2024

IRA

Is an IRA Right for You?

IRAs can help you build wealth for retirement and potentially get tax breaks, either up front or in the future. 

December 19, 2024

IRA

What Is an IRA?

Looking for a tax-smart way to save for your future? Find out what an IRA is, what it offers, and how the three main types differ.

December 17, 2024

Retirement

The Backdoor Roth

If your income is too high to contribute to a Roth IRA, there's another way in—but it comes with some caveats.

October 10, 2024

Tax Planning

Year-End Tax Ideas to Consider

From maximizing tax-advantaged savings accounts to donating to charity, here are strategic tax moves to consider before year-end.

October 10, 2024

Prioritize your finances

Debt Management

5 Risks of Buy Now, Pay Later

A Buy Now, Pay Later plan could be an attractive way to pay for a purchase. But the best sounding deal can come with hidden risks. Here are five to watch out for.

December 04, 2024

Financial Planning

Financial Literacy for Teens

Building a solid financial foundation early is key to long-term success. A financial planner, career counselor, and student discuss the value of teaching teens financial literacy.

November 15, 2024

Financial Planning

How Financial Planning Helps

Here are five ways having a financial plan can help you.

November 13, 2024

Learn investing basics

Fixed Income

Brokered CDs vs. Bank CDs

Certificate of deposit (CD) investing isn't limited to just banks. Learn the potential benefits and risks of brokered CDs and how they differ from bank-issued CDs.

December 16, 2024

Risk

Assessing Your Risk Tolerance

How much risk can you really handle? The answer may surprise you.

December 02, 2024

Cryptocurrency

What to Know About Crypto Now

Bitcoin's recent rally and the rise of crypto ETFs have attracted investors. Three Schwab experts discuss the latest developments, risks, and other aspects of trading crypto.

November 15, 2024

Markets and Economy

Are We in a Temperamental Era?

The period from the 1960s to the 1990s defined by record-setting inflation and big swings in GDP bears a striking resemblance to the current environment.

November 15, 2024

Bonds

Maturing Short-Term Bonds?

As interest rates come down, yields from short-term bonds are likely to suffer as well. Here's how manage reinvestment risk as your short-term securities mature.

November 15, 2024

Stocks

Investing in Dividend Stocks

Dividend stocks deliver regular payments to investors and can be an essential part of portfolios. Learn how to assess dividend stocks and understand reasons to choose or avoid certain ones.

November 14, 2024

Automate your investing

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Portfolio Management

What's Dollar-Cost Averaging?

Robo Advice

Investing With a Robo-Advisor

Robo Advice

What Is a Robo-Advisor?

Robo Advice

How Do Robo-Advisors Work?

Robo Advice

Robo-Advisors and Emotions

Manage your portfolio

Financial Planning

Financial Resolutions

Here are five steps we encourage all investors to consider taking to help boost their financial fitness at any time of the year.

December 12, 2024

Risk

Assessing Your Risk Tolerance

How much risk can you really handle? The answer may surprise you.

December 02, 2024

Risk

Tips to Reduce Portfolio Risk

A market downturn can expose risk in your portfolio. Here are some considerations to help manage portfolio risk to stay on track of your financial goals.

November 15, 2024

Explore more topics

IRA 401(k) Taxes Investments Trusts Wills Portfolio Management Rebalancing

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

Investing involves risk, including loss of principal.

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