Retirement

Save for retirement and prepare for how you'll spend your money once you retire. 

When Should I Start Saving for Retirement?

Some pros say your early investing years are among the most critical, which can start with setting up a 401(k). Learn how to start saving for retirement.

Potential Long-Term Benefits of Investing Your HSA

Health savings accounts (HSAs) are for more than just routine medical expenses. By investing a portion of your account, you can potentially grow your funds tax-free.

Income Too High for a Roth IRA? Try These Alternatives

If you're interested in contributing to a Roth IRA but your income exceeds IRS limits, you still have options to save for retirement in a tax-smart way.

4 Key Questions About Social Security

When and how to take Social Security comes down to more than just your age. Here, two Schwab experts answer common questions to help you decide.

New Contribution and Gifting Limits for 2025

Under the SECURE 2.0 Act, catch-up contributions for older workers get a boost this year. Here's a look at what else is new for contribution and gifting limits in 2025.

How to Help Protect Yourself From Medicare Scams

Medicare fraud can take many forms, but the most prevalent scams seek to trick seniors into providing sensitive information.

The Most Important Ages of Retirement

Retirement is a series of milestones that arrive as you age. Here are the ones you should know about.

What to Know About Catch-Up Contributions

SECURE 2.0 requires higher earners to put their catch-up retirement savings in a Roth 401(k).

3 Retirement Income Challenges You Might Not Expect

Turning your retirement savings into a steady stream of income can be tricky. Here are three challenges to plan for.

How to Plan Your Retirement Withdrawal Strategy

After spending decades saving for retirement, you may feel a little uneasy when it comes time to start withdrawing and living off that money. What can you do to make it last?