Insights & Education

Keeping you at the forefront of modern investing 

The latest commentary

Yields Down, Stocks Climb

The continued retreat from 14-month high Treasury yields gave stocks an early lift ahead of a long weekend and Monday's inauguration. Housing data exceeded expectations.

January 17, 2025 Joe Mazzola

Perspective: Market v. Economy

Strong U.S. economic data has spurred a strong rise in Treasury yields but a tepid response in the stock market. Uncertainty likely will continue in coming months.

January 17, 2025

Stock Sector Outlook

Our outlook on the 11 S&P 500 equity sectors.

January 17, 2025

Climate Shocks & Muni Bonds

Cooper Howard and Kathy Jones look at how climate events, like the fires in Los Angeles, could impact the municipal bond market.

January 17, 2025

LA Fires: Muni Bond Risk

The wildfires may affect some municipal bond issuers in the devastated areas, but the impact to other California bonds or to the broader muni market is likely limited.

January 16, 2025

Market updates

Weekly Trader's Outlook

Nathan Peterson
January 17, 2025
Joe Mazzola

Today's Options Market Update

Joe Mazzola
January 17, 2025
Dan Sweeney

Looking to the Futures

Dan Sweeney
January 17, 2025

Investing Basics

Investing Basics: Stocks

Stocks are one of the most common investments. Learn what stocks are, the risks associated with them, and the role they can play in an investment portfolio.

September 19, 2023

Investing Basics: Bonds

Watch to learn the basics of bonds and how investors might use them to preserve capital and pursue extra income.

February 16, 2023


The Power of Compounding

Compound interest can potentially help investments grow over time.

May 07, 2024

Planning for Retirement

Learn the basics of retirement planning, like setting a retirement goal, choosing between a Roth and Traditional IRA, and deciding how to manage your investments.

February 27, 2023

Investing Basics: ETFs

Learn about the risks and potential rewards of exchange-traded funds, also known as ETFs.

April 18, 2023

Technical Analysis

Looking to understand how to read stock charts? Start learning the basics of using charts, identifying trends, applying price patterns, and using charting indicators.

October 19, 2023

Popular in trading

Trading Near the Bells

What to know about the market's two most volatile trading hours.

November 26, 2024 Kevin Horner

Inside the Mind of a Trader

Schwab's video series Inside the Mind of a Trader examines the brain activity and thought processes of top traders to uncover what it means to trade brilliantly.

September 09, 2024

What Is Day Trading?

If you're a frequent trader, you could face permanent restrictions if you fall afoul of the pattern day trader rule.

June 25, 2024

Swing Trading Stock Strategies

Learn some of the basic entry and exit signals and money management techniques used in swing trading.

May 14, 2024

Ins and Outs of Short Selling

Make sure you understand the risks of short selling before taking the plunge.

March 11, 2024

Planning and retirement

High Incomes and Medicare

Medicare premiums can jump sharply if your retirement income rises above certain levels, but there are steps you can take to prepare and help minimize the impact.

January 17, 2025

What Is a Tax Credit?

Tax credits can help reduce your tax burden and let you keep more of your money.

January 17, 2025


RMD Strategies for Tax Time

Required minimum distributions (RMDs) can take a toll on your tax bill. Consider these strategies to help reduce the sting.

January 15, 2025

Deductible Investment Expenses

The IRS allows various tax deductions for expenses related to producing taxable investment income. Do yours qualify?

January 15, 2025

Older Workers and IRAs

There are no age restrictions on IRA contributions. But does it make sense for older workers to make contributions as they near retirement? Here are three points to consider.

January 15, 2025

Performance Stock: PSUs & PSAs

Learn about performance stock units (PSUs) and performance stock awards (PSAs), including how to enroll and how they may impact your taxes.

January 10, 2025

Schwab original podcasts

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

Investors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

Equity and index options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the Options Disclosure Document titled "Characteristics and Risks of Standardized Options" before considering any option transaction. Supporting documentation for any claims or statistical information is available upon request.

Investing involves risk, including, for some products, more than your initial investment.

Hedging and protective strategies generally involve additional costs and do not assure a profit or guarantee against loss.

With long options, investors may lose 100% of funds invested.

Spread trading must be done in a margin account.

Multiple leg options strategies will involve multiple transaction costs. 

Covered calls provide downside protection only to the extent of premiums received, and prevent any profitability above the strike price of the call.

Futures, and Futures options trading involves substantial risk and is not suitable for all investors. Please read the Risk Disclosure Statement for Futures and Options prior to trading futures products.

Forex trading involves leverage, carries a substantial level of risk, and is not suitable for all investors. Please read the Risk Disclosure for Forex: https://www.schwab.com/resource/forex-risk-disclosure-statement.

Futures and forex accounts are not protected by the Securities Investor Protection Corporation (SIPC). Forex accounts do not receive a preference in any bankruptcy proceeding pursuant to Part 190 of the CFTC’s regulations.

Read additional CFTC and NFA futures and forex public disclosures for Charles Schwab Futures and Forex LLC.

Futures, futures options, and forex trading services provided by Charles Schwab Futures and Forex LLC. Trading privileges subject to review and approval. Not all clients will qualify. Forex accounts are not available to residents of Ohio or Arizona.

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